Activating your Digital Wallet
Nov 14
/
Juan Gonzalez
Pictured above is someone using their digital wallet to make a contactless payment.
What is a Digital Wallet?
A digital wallet is an app on your smartphone that allows you to store and use your payment cards securely. It's just like your physical wallet but located inside your phone.
Benefits
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No need to carry physical cards or cash.
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Transactions done through digital wallets are encrypted and often require a biometric to authorize the transaction.
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Completing a transaction usually takes a few seconds with tap and pay at checkout.
What Does “Tap-to-Pay” Mean?
Tap and pay is a term for contactless payments. Instead of swiping your card or inserting your card's chip into a machine, you simply hold your phone (or smartwatch) near a payment terminal that supports contactless transactions.
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Technology that your smartphone uses to securely send information to the terminal.
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It feels almost like “magic”. There's no need to hand over your card or touch any buttons.
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You simply unlock your phone and hold it close to the terminal. Then, wait to hear a confirmation beep or checkmark to confirm your payment is successful.
Meet Apple Pay and Google Wallet
Apple Pay and Google Pay are payment methods that are widely accepted at grocery stores, restaurants, transit systems, and online shops.
Apple Pay
The digital wallet for iPhones, iPads, and Apple Watches. It allows you to pay in stores, apps, and online.
Google Wallet
Digital wallet for Android devices. Works similarly—tap your phone at checkout or pay online.
Activating Apple Pay on iPhone
Step-By-Step Guide
- Open the Wallet app (pre-installed on iPhone).
- Tap the + sign in the top right corner.
- Choose Credit or Debit Card.
- Use your camera to scan the card or enter details manually.
- Follow on-screen instructions to verify with your bank (may require a text or call).
- Done! Your card should now be ready and next you shop, double-click the power button and hold your phone near the payment terminal.
Activating Google Wallet on Android
Step-By-Step Guide
- Open the Google Wallet app (often pre-installed).
- Sign in with your Google account if prompted.
- Tap "Add to Wallet" and choose Payment card.
- Enter card details manually or scan with your camera.
- Verify your card with your bank via text, email, or phone call.
- Once verified, your card is ready to use. To pay, unlock your phone and hold it near the payment terminal until you see a checkmark or hear a beep.
Tips for First-Time Users
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Start using your digital wallet when making small puchases to get comfortable with it.
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Ensure NFC is enabled for you smartphone! This can be found in the settings app of your device.
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Digital wallets aren't just for payments, they can also be used store loyalty cards, transit passes, event tickets, and even digital IDs (where supported).
Conclusion
Digital wallets have changed the way we make payments and is becoming more common as time goes on. It is possibly the most convenient way to organize your cards and make purchases online or in-store. They remove the need for a physical card that can be lost or stolen with the added conveniency of security. Apply your newfound knowledge and begin using your digital wallet today!
Want to Learn More?
Enroll in our free course, "Digital Wallet Basics", where we cover advanced features, security, and understanding digital wallets! Click on this here: Digital Wallet Basics and sign up to begin learning today!
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